July 29, 2019

If I Am Injured at Work, What Benefits Am I Entitled to from My Employer?

Work-related injuries are potentially life-altering incidents which can require the help of a construction accident lawyer or even a social security benefits lawyer at Cochran, Kroll & Associates, P.C. Construction is the 4th most dangerous job in America, claiming lives and causing injury each year. If you’re going to work construction in Michigan, you should know your rights when it comes to workplace injuries and benefits.

The following information is taken from the state of Michigan’s Department of Licensing and Regulatory Affairs (LARA) website.

How do benefits work in Michigan?

Under Michigan’s Paid Medical Leave Act, employers with 50 or more part-time, full-time, or otherwise scheduled employees are obligated to provide paid medical leave benefits to their employees. (There are a few important exemptions to this, as described at the above Paid Medical Leave Act link.) Employers accomplish this by either being self-insured or by buying insurance from a private provider.

If you’re hurt on the job, the employer should step in immediately to provide help. During the first 28 days of medical help, the employer chooses and provides a doctor. After this time, you as the patient have the right to change providers.

It’s crucial to report injuries as soon as possible. Regardless of the nature of the workplace injury, medical benefits should be provided from the date of injury or accident, which is why it’s so important to report injuries immediately.

Even if it’s your fault, you can still get benefits

Construction is dangerous, and mistakes can happen even when you’re not expecting them. For this reason, the Workers Compensation Act dictates that, even if a worker is injured by his or her own mistake, they are still entitled to some benefits. If your injury lasts longer than seven days, you are entitled to receive wage-loss benefits, which comes out to approximately 80% of your after-tax, take-home wages.

Additionally, even if you think you were injured due to your own mistake, it might be helpful to contact a construction accident lawyer at our law firm. They can help you understand the Common Area Work Doctrine in Michigan. This, in turn, can aid in determining if some necessary precautions were neglected or ignored, which might entitle you to more compensation. Receiving the compensation you need and deserve can drastically change your health outcome in cases of injury and illness. Remember, fighting for your rights is also fighting for your ability to be present and helpful in the lives of your loved ones.

Types of work injury benefits

Here are some of the different types of workers compensation that Cochran, Kroll & Associates, P.C. can help you with:

General Workers Compensation Laws

Cochran, Kroll & Associates, P.C. can offer you a free case evaluation on anything to do with issues of workers compensation. If you aren’t sure where your case fits, you can have a huge team at your back helping you figure it all out. We can help you work through any issues with getting compensation from employers, filling out forms, and more.

Long-term Disability Claim

Cochran, Kroll & Associates, P.C. can help you if your benefits have been taken away or denied by a long-term disability claim by a big insurance agency. We can help you fight for your rights if your employer’s insurance agency is causing problems.

Social Security Disability Benefits

If you’ve suffered catastrophic work-related illness or injury and cannot work for a year or more, you may be entitled to Social Security Disability benefits. In this case, it can be extremely beneficial to hire a social security benefits lawyer from our law firm.

Seeking help

At Cochran, Kroll & Associates, P.C., you can have an entire team of skilled and qualified legal professionals and top personal injuries lawyers fighting for you and for justice. Call the 24-hour, toll-free line to have your questions answered and to request and a free case evaluation today at 1-866-MICH-LAW (1-866-642-4529).

Tim is a writer and editor who earned his Bachelor of Arts in Journalism from the University of Maryland and calls Washington, D.C., home after spending most of his adult life in the country’s capital. Although Tim spent most of his post-college years in the restaurant industry, he became interested in writing about legal matters after he recently moved to Colombia. Today, Tim writes professionally about medical malpractice, drug policies, and workplace injuries. Tim is focused on curating his freelancing career and plans to work remotely for as long he can.

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