What to do if I get Injured During an Uber or Lyft Ride
The rules regarding what to do in case of a car accident with an Uber or Lyft vehicle can vary in Michigan, and it is always a good idea to seek the counsel of a personal injury lawyer at Cochran, Kroll & Associates, P.C. if this happens to you. However, any time there is an accident, there are certain steps you should take as you will be looking for answers to some very important questions.
What most people are concerned about falls into a few areas; who is going to pay for my medical costs, who is going to pay for my lost wages if I cannot work, and who is going to pay for any pain and suffering that I may have as a result of the accident? As you seek the answers to these questions, it is wise to work with a car accident attorney at our law firm to make sure the details are in place.
Important Actions to Take
There are some very necessary actions to take whether you are involved with an Uber or Lyft accident. However, an accident in an Uber or Lyft in Michigan can be different from other states. It is common to focus on a few areas to make sure that you place yourself in the best position to receive the most benefits.
Make it first on your list to seek medical treatment for your injuries and note whether or not these injuries have long term effects on your health. Also, report all your injuries to first responders and hospital personnel.
Notify your insurance company immediately and make an application for benefits. However, never give any information to an insurance adjuster without first consulting a car accident attorney, at our law firm and never sign a release.
Obtain a copy of the police report, keep good records of all the events including pictures and diagrams, and make sure you go to all of your scheduled medical appointments.
No-fault Insurance and Pain and Suffering Compensation
If you are a passenger in an Uber or Lyft, then you will have to check your insurance policy to claim no-fault coverage. If you have no car insurance, then your claim will be covered under the no-fault insurance of the driver, or in extenuating circumstances, the driver’s company will have a general liability policy to insure your claim. This is why it is necessary to thoroughly understand your car insurance in Michigan, and consult with a personal injury attorney like Eileen Kroll, who is also a registered nurse.
If you are in a non-Uber or non-Lyft vehicle, many of the same steps should be taken as if you were in a company vehicle. Your no-fault insurance is first in line for benefits, and after that, the driver of the car you are in, and lastly, the Uber or Lyft Driver’s insurance covers the claim. There is also the general liability policy in case none of these can be accessed.
As a pedestrian, bicyclist, or motorcyclist, your no-fault insurance will be in effect, so make sure there is a clear record of the events.
Finally, if you are an Uber or Lyft driver, then your benefits will be determined based on whether you were transporting passengers. In most cases, your no-fault insurance will cover everything, and there is still the general liability policy beyond that.
If you are involved in an Uber or Lyft accident, it is always the best policy to follow specific steps to insure you have all the information needed to file a claim and that all injuries are treated. The Law offices of Cochran, Kroll & Associates, P. C., CochranLaw.com 1-866-MICH-LAW (1-866-642-4529) are prepared to assist you in sorting out the details of your accident to make sure you receive the most benefits. There is no cost for a consultation, and we never charge a fee unless a recovery is made.