If you’ve been injured in a motor vehicle accident in Michigan, you need to know the options available to you under Michigan’s no-fault insurance laws. While Michigan’s laws provide for ample medical and lost wage coverage, they have a few rules that are very different from other states.
The laws affecting your injury case may vary depending on who the other driver was, who was at fault, and whether you are covered by your own insurance. In severe injury cases, you may be entitled to compensation for pain and suffering. Only an experienced attorney can help you sort through the legal issues of your injury claim and help you deal with insurance companies.
Michigan’s no-fault insurance can include a large amount of medical coverage, whether you are injured in your own vehicle or someone else’s. The insurance can also extend to members of your household, even if they don’t drive.
If you don’t have any kind of Personal Injury Protection (PIP) coverage of your own, or if your own coverage is insufficient, the insurance of the owner or driver of the car may cover your medical treatment. However, the laws involved can vary if one or both drivers weren’t Michigan residents. There are also special rules that apply in dangerous driving or DUI cases.
Finally, if there are no other insurance options available to you, you may be able to file for a claim with the Michigan Assigned Claims Facility. Sorting through all of the possibilities takes help from a law firm with significant experience in car accident law.
PIP insurance plans also can cover up to 85% of lost wages for three years, and can provide some compensation for certain household chores that you are unable to do while injured.
Though Michigan law generally does not allow for pain and suffering compensation after car accidents, there are exceptions for individuals who suffer life-altering loss of bodily function. Proving your need for pain and suffering compensation requires significant medical documentation that is best aided by a lawyer.
Despite the benefits of Michigan auto insurance laws, it’s possible for individuals to fall through the cracks. Pedestrians, passengers without insurance, and even insured drivers may need legal help to get the compensation they deserve.
You need an experienced law office that specializes in auto accidents and personal injury. At Cochran, Kroll and Associates, P.C. we have a team of injury lawyers who can handle your case with the care it deserves. We cover auto accidents, truck accidents, and motorcycle accidents in Dearborn, Michigan and the greater Metro Detroit area. Call (866)-308-6261 today for your free consultation.
A young couple from Monroe, Michigan, was awarded a $15.8 million verdict as the result of their baby son, Jason, being inflicted with Cerebral Palsy as the result of an error during the final stages of a labor.
Oakland County, Michigan
While in the hospital a mother of three was not properly treated for a closed-head injury causing her untimely death.
A Livonia pedestrian recovered $1.4 million when he was struck by a commercial van resulting in a traumatic brain injury in Redford, Michigan.
Wayne County, Michigan
Patient suffered cardiac arrest and brain damage when a hospital failed to recognize internal bleeding and treatment was delayed for more than 14 hours.
Tuscola County, Michigan
A Tuscola County jury awarded $3.3 million to a severely brain injured motorist as the result of a defective Michigan highway.
A seventeen-year-old construction worker suffered a traumatic brain injury resulting from a fall in Flint, Michigan, and was awarded $1.25 million.
Wayne County, Michigan
Middle-aged woman suffered severe disfiguring facial burns from a simple surgical procedure.
Child developed cerebral palsy with developmental delays due to lack of oxygen and brain injury during labor and delivery.
A Westland construction worker recovered $1.5 million after sustaining a traumatic brain injury while on a construction site in Detroit, Michigan.
A Marlette, Michigan, family reached a $1.3 million settlement in the traffic death of their 5-year-old son when they were struck by a semi truck.
The misdiagnosis of breast cancer resulted in a Redford, Michigan, woman recovering $225,000.
A construction worker redeemed his worker’s compensation case for $125,000 in Detroit, Michigan.
A paraplegic woman from Monroe, Michigan, recovered Michigan no-fault benefits including the purchase of a new home and attendant care in excess of $400,000.
Brighton, Michigan; Detroit, Michigan
A Brighton family recovered $1.3 million and a Detroit family recovered $900,000 as the result of birth injuries and medical malpractice to their children.
Bay City, Michigan
A Bay City grandmother was awarded $80,000 following an auto accident resulting in a broken leg.