Auto Accident Lawyers in Dearborn

If you’ve been injured in a motor vehicle accident in Michigan, you need to know the options available to you under Michigan’s no-fault insurance laws. While Michigan’s laws provide for ample medical and lost wage coverage, they have a few rules that are very different from other states.

The laws affecting your injury case may vary depending on who the other driver was, who was at fault, and whether you are covered by your own insurance. In severe injury cases, you may be entitled to compensation for pain and suffering. Only an experienced attorney can help you sort through the legal issues of your injury claim and help you deal with insurance companies.

No-Fault Insurance Coverage

Michigan’s no-fault insurance can include a large amount of medical coverage, whether you are injured in your own vehicle or someone else’s. The insurance can also extend to members of your household, even if they don’t drive.

If you don’t have any kind of Personal Injury Protection (PIP) coverage of your own, or if your own coverage is insufficient, the insurance of the owner or driver of the car may cover your medical treatment. However, the laws involved can vary if one or both drivers weren’t Michigan residents. There are also special rules that apply in dangerous driving or DUI cases.

Finally, if there are no other insurance options available to you, you may be able to file for a claim with the Michigan Assigned Claims Facility. Sorting through all of the possibilities takes help from a law firm with significant experience in car accident law.

Other Benefits

PIP insurance plans also can cover up to 85% of lost wages for three years, and can provide some compensation for certain household chores that you are unable to do while injured.

Though Michigan law generally does not allow for pain and suffering compensation after car accidents, there are exceptions for individuals who suffer life-altering loss of bodily function. Proving your need for pain and suffering compensation requires significant medical documentation that is best aided by a lawyer.

Getting Legal Help

Despite the benefits of Michigan auto insurance laws, it’s possible for individuals to fall through the cracks. Pedestrians, passengers without insurance, and even insured drivers may need legal help to get the compensation they deserve.

You need an experienced law office that specializes in auto accidents and personal injury. At Cochran, Kroll and Associates, P.C. we have a team of injury lawyers who can handle your case with the care it deserves. We cover auto accidents, truck accidents, and motorcycle accidents in Dearborn, Michigan and the greater Metro Detroit area. Call (866)-308-6261 today for your free consultation.

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