Whether you were a passenger on the bus, in another vehicle, or a pedestrian, an attorney can help you recover both medical and nonmedical damages.
If you have sustained only minor injuries in the bus accident, no-fault personal injury protection (PIP) insurance — either your own or from another responsible party — could be all the coverage you need.
But even the most simple and straightforward claim can become complicated when the injured party doesn’t carry personal no-fault insurance (i.e. doesn’t own a vehicle). In these situations, the no-fault PIP insurance claim could be filed with the insurer of one of several possible responsible parties.
If you are seriously injured, you will need the assistance of an attorney to recover compensation for damages beyond your basic medical expenses. How will you pay your medical bills in the future? Will you be able to work at the same job when you recover from your injuries? Will you be able to return to work at all? Are you facing permanent disability?
Cochran, Kroll & Associates P.C. can meet with you any time, at your convenience, for a free consultation. Depending on your situation and injuries, the recent (2019) changes to coverage limits in Michigan’s no-fault legislation could affect how you decide to proceed.
In Michigan, there are different vehicle inspection requirements — as well as different insurance liability coverage requirements — for different types of vehicles.
For limousines with a seating capacity of 1 to 9 passengers, the owner must have a bodily injury and property damage liability insurance with a minimum combined single limit of $1 million for all persons injured or for property damage.
For School Buses and Commercial Transit Buses (over 15 passengers) the owner must have bodily injury and property damage liability insurance with a minimum combined single limit of $5 million for all persons injured or for property damage for each bus. A motor carrier of passengers must also maintain personal protection insurance and property protection insurance as required by the state insurance code (Act 218 of 1956).
What about 9-15 passenger vehicles? It’s complicated, and an experienced attorney can best advise you as to your rights and potential payouts.
And don’t sign anything from any insurance company until you consult with an attorney. Michigan law dictates that a person injured in a bus crash must file for no-fault PIP benefits within one year of the accident. A personal injury claim must be filed within three years of the accident.
However, if a claim is to be made against one of the 82 public transit providers operating in Michigan — like the Capital Area Transportation Authority (CATA) — the claimant must submit written notice to the bus company within 60 days of the accident.
A young couple from Monroe, Michigan, was awarded a $15.8 million verdict as the result of their baby son, Jason, being inflicted with Cerebral Palsy as the result of an error during the final stages of a labor.
Oakland County, Michigan
While in the hospital a mother of three was not properly treated for a closed-head injury causing her untimely death.
A Livonia pedestrian recovered $1.4 million when he was struck by a commercial van resulting in a traumatic brain injury in Redford, Michigan.
Wayne County, Michigan
Patient suffered cardiac arrest and brain damage when a hospital failed to recognize internal bleeding and treatment was delayed for more than 14 hours.
Tuscola County, Michigan
A Tuscola County jury awarded $3.3 million to a severely brain injured motorist as the result of a defective Michigan highway.
A seventeen-year-old construction worker suffered a traumatic brain injury resulting from a fall in Flint, Michigan, and was awarded $1.25 million.
Wayne County, Michigan
Middle-aged woman suffered severe disfiguring facial burns from a simple surgical procedure.
Child developed cerebral palsy with developmental delays due to lack of oxygen and brain injury during labor and delivery.
A Westland construction worker recovered $1.5 million after sustaining a traumatic brain injury while on a construction site in Detroit, Michigan.
A Marlette, Michigan, family reached a $1.3 million settlement in the traffic death of their 5-year-old son when they were struck by a semi truck.
The misdiagnosis of breast cancer resulted in a Redford, Michigan, woman recovering $225,000.
A construction worker redeemed his worker’s compensation case for $125,000 in Detroit, Michigan.
A paraplegic woman from Monroe, Michigan, recovered Michigan no-fault benefits including the purchase of a new home and attendant care in excess of $400,000.
Brighton, Michigan; Detroit, Michigan
A Brighton family recovered $1.3 million and a Detroit family recovered $900,000 as the result of birth injuries and medical malpractice to their children.
Bay City, Michigan
A Bay City grandmother was awarded $80,000 following an auto accident resulting in a broken leg.