Can Seasonal Workers Qualify for Workers’ Compensation Benefits?
Workers’ compensation insurance is meant to provide a worker injured on the job with benefits including reimbursement of lost wages, medical bills, or occupational or physical therapy. In exchange for being provided workers’ compensation coverage, the employee agrees not to sue the employer for the injury.
Workers’ compensation laws provide the necessary benefits for the employee injured on the job to recover and return to work normally.
Seasonal employees and temporary workers are entitled to workers’ compensation if injured on the job. Workers who work part-time, full-time, or even just during a holiday season are eligible for workers’ compensation benefits when they suffer a workplace injury.
To learn more about what you or a loved one is eligible for as a seasonal employee, contact an experienced workers’ compensation attorney at our law firm for a free consultation.
Your workers’ compensation claim will begin once you or a representative notifies your employer of your workplace injury. Once approved, the insurance company supplying benefits will begin to cover your medical expenses. For the first 28 days, your employer designates the medical care provider. You can seek your own medical care after that timeframe.
Medical care may apply to immediate medical attention as well as long-term medications or rehabilitation therapy that may also be necessary.
If your work-related injury causes you to miss work for the season, you are eligible to receive a percentage of your lost wages for that time. For seasonal or temporary workers, this works differently than it would be a regular employee. While regular employees may receive an amount about two-thirds of their wages while injured, temporary employees receive lost wages based on the season, job, background, and other factors.
Temporary Total Disability (TTD)
If your work-related injury has prevented you from being able to work for a period of time, you may be entitled to temporary total disability (TTD). During the course of your injury, you should be compensated for that time and relevant wages.
TTD provides benefits to temporary workers in two different ways. Either an employee is in-season which is during the course of your scheduled job, or while you would be off-season. Off-season rates may be based on age, education, skill, and other factors.
However, if your injury extends past your scheduled work end date, your benefits would stop if you do not work during that time. If you usually switch to another seasonal or temporary job, use the time to look for new work, or resume employment elsewhere, and your injury has prevented you from doing so, you may be eligible to continue receiving TTD benefits until that is no longer the case. Our law firm can help you determine if that is the case and get you the benefits you are entitled to.
Permanent Disability (PD)
In more serious workplace injury cases, employees may be entitled to permanent disability benefits if the injury has impaired their ability to work or earn money for the rest of your life. In this case, seasonal and temporary workers receive permanent disability benefits in the same way a regular employee would. Your case is reviewed based on your injuries and the effects they will cause.
Workers’ compensation is an insurance policy that protects workers in the case of a workplace injury and applies to seasonal workers as well. If you have been injured at work and it is preventing you from working, in the near future, or permanently, contact the law offices of Cochran, Kroll, and Associates, P.C. to learn how you can pursue your workers’ compensation benefits.